When you start shopping for teenagers, your ultra-picky relatives, and kids who already have everything out there it gets a bit challenging to decide what to give these people. There is always the gift card option. I do that sometimes but I try to make those gift cards “mean” something too - show that I’ve [...]

This picture shows what we’ve already picked up for my middle little sister. Total value here is around $130 dollars, total spent is around $35 plus $25 of spend it or loose it money in an HSA.
Here’s the breakdown:
All the first aid supplies - I had an HSA at my last job. It was one [...]