When you’re dealing with debt, it often seems like you’re climbing an insurmountable mountain. You’re standing at the bottom and looking at this mound of debt that looms before you and probably thinking that you’ll never make it to the top. Although overcoming your debt may look like a hard climb, following the five steps [...]
Thanksgiving is less than a month a way and there are just over fifty days until Christmas. The holiday season may be the season and goodwill and cheer, but it’s also the season of travel. Most of us will travel to be with family and friends for at least one of those holidays, if not [...]
Some of you may already know this, but for those who don’t, I recently bought a new house. Due to some health issues and unexpected medical bills earlier in the year, I don’t have as much decorating money as I had hoped to have. Buying the house was a great decision, and a wise move [...]
I currently take eight or so prescriptions. Most are a result of dealing with the bouts of atrial fibrillation I had earlier in the year. The good news is that the drugs have been working and my heart rate is smooth and my heart is healthy. The bad news is that, even with insurance, I’m [...]
More then ever, people are trying to find ways to save on their monthly spending and making their paychecks stretch. Prices are going up and it seems most of our paychecks have stayed the same. It’s hard trying to cut back but with the way things are going it makes sense to find ways to save [...]
I recently read a post on The Simple Dollar about Stop Wasting Money on Disposable Things. One of their suggestions was to use disposable rags instead of paper towels. In the long run you are saving a bit of money by washing the disposable rags instead of throwing away paper towels.
I am a bit obsessed with paper towels. [...]
The outside of the envelope said this: “Inside: A Great Way to Pay Off Bills”. Inside was an offer from my credit card company. Use the enclosed checks they said. Take a vacation they said, or pay off bills or buy that special something you’ve been wanting. Heck, write yourself a check and put the [...]
I have to confess, I don’t eat out nearly as much as I used to do. For one, I like good food, which mean the restaurants I go to tend to be on the higher end of the cost scale. For another, it’s hard to justify spending money on eating out, when I can cook [...]
If you’re trying to use your money wisely, one of the best weapons you can have in your arsenal is a budget. Now, I know that budget is a bad word for a lot of people. To many it implies restriction and deprivation. In reality, nothing could be further from the truth. A budget is [...]
Series I - Household bills
You’ve decided you need to be more frugal and you have no idea where to start. Just thinking about it makes you feel stressed and feel overwhelmed. You don’t want to face debt, you don’t want to face cutting back, you don’t want to give up some of the things you should but [...]
